Tuppence vs EveryDollar

EveryDollar is built on zero-based budgeting: you give every dollar a job before the month starts, for free, and pay for bank connections and reports. Tuppence starts from the other end: you log what you spend in three seconds and see what's left. Both have a real free version.

Data checked on October 20, 2026

Log a spend in three seconds and always see what's left: Tuppence — free, no account, no bank connection.

Side by side

	Tuppence	EveryDollar
Price	Free; Tuppence+ $2.99 a week (3-day free trial) or $17.99 a year (7-day free trial)	Free; paid plans in-app from $7.99 to $129.99 (EveryDollar Plus, Premium and Ramsey+)
Free version	Free forever: log, edit and delete spending, categories and templates, a searchable ledger, the monthly summary and one overall budget	Monthly budget, unlimited categories, shared household budget, split transactions, bill due dates
Method	Budgets with what's left; no method imposed	Zero-based: every dollar gets a job
Bank linking	No, by design: you log spending yourself, no bank credentials	Connecting financial accounts is a paid feature
Sharing	No: built for one person	Share your household budget
Export	CSV import from other apps for free; export of all your data to a JSON file with Tuppence+	Export to Excel on paid plans
Recurring expenses	Weekly, monthly or yearly, with the total committed per month (Tuppence+); when you import a CSV it suggests which charges repeat	Bill due dates and reminders
Coaching	No	Live Q&A with financial coaches on paid plans
Account	No account to create	Not stated in the listing
Entry	Keypad, category, save: built to take three seconds without moving your thumb	Track transactions in your budget

Highlighted: the stronger app on that point, where the difference is clear.

Which one to choose

Choose Tuppence if

You want to see where the money goes before planning every dollar
You want an app without an account
You want recurring expenses and savings goals in one place on iPhone

Choose EveryDollar if

You follow zero-based budgeting
You share the household budget with a partner
You want coaching and bank connections in the same app

Frequently asked questions

Is EveryDollar free?

Yes, with a free plan that includes a monthly budget, unlimited categories and a shared household budget. Bank connections, reports and Excel export are on paid plans, listed from $7.99 to $129.99 in the US App Store. Tuppence is free for logging spending and one overall budget.

Which is better for zero-based budgeting?

EveryDollar, because the whole app is built around it. Tuppence lets you set budgets per category or overall and shows what's left, without asking you to assign every dollar in advance.

Can I use either without linking my bank?

Yes. In EveryDollar, connecting accounts is a paid feature, so the free plan is manual. Tuppence never connects to a bank, in the free version or with Tuppence+.